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Young Driver Insurance

Specialist young driver insurance for new, inexperienced drivers
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Young Driver Insurance Quotes

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As a young driver, you will benefit from the following with an Acorn Insurance policy:

  • Specialist Young Drivers Car Insurance
  • Support with Black Box Installation
  • Theft Tracking if Your Car is Stolen
If you are a young driver, and live in the UK, you will know just how difficult it can be to find specialist young driver insurance. At Acorn Insurance, we can help newly qualified drivers secure cover.

Cover for New Drivers

Statistics have shown that younger drivers are more likely to be involved in an accident on the road, but that does not mean that all young motorists, or newly qualified drivers, are reckless. In fact, many of those who are new to driving are much more careful behind the wheel and take care when sticking to speed limits. Acorn Insurance takes this into consideration and will endeavour to offer you a young driver insurance policy.

For an online quote click “Get a Quote” now, or give us a call on 01704 339 328

Re-Defining Young Driver Premiums

We help young drivers – who are sensible on the road – to save money on their car insurance. We do this with the aid of a little black box, which is fitted to your vehicle and monitors your driving style. This helps us to offer you a dedicated young driver insurance policy. Black box car insurance can help reduce your young driver insurance premium; all we ask in return is that you drive safely, keeping your speed within the lawful limit.

The smart telematics technology inside the black box enables us to monitor your overall driving style and, therefore, offer you a policy based on the way you drive.

If you have managed to drive for over one year without having any accidents on the road, you will also benefit by earning a no-claims bonus.

We Offer Different Types of Car Insurance

In addition to young driver insurance, see how much you could save with our range of other comprehensive policies.

Black Box Insurance – Ideal for young or new drivers, this policy requires you to have a black box device fitted to your vehicle to enable us to monitor how safely you drive and could lead to a cheaper premium at renewal.

Convicted Driver – We understand how challenging it can be looking for car insurance for convicted drivers — that is why we consider most drivers, regardless of their driving history.

Chassis Number Insurance – Alternatively, if the vehicle you are importing is not registered in the UK, and you have the vehicle’s VIN (vehicle identification number), then our insurance can provide your car with the right cover you need until it is registered with the DVLA.

Mileage FAQs

1. How is my predicted mileage monitored during my policy?
We monitor your mileage on an annual basis. If you are at risk of exceeding your annual mileage allowance or are predicted to double your allowance within the first 50 days, we will contact you.
2. What happens if I'm predicted to exceed my annual mileage within the first 50 days?
If we predict that you’ll drive double your annual allowance within the first 50 days of your policy, you must purchase Top Up Miles (TUMS). You’re required to top up at least 50% of the excess mileage predicted, or your policy may be cancelled.
3. Can you give an example of the top-up requirement if I'm over my mileage?
Yes. For example, if you have an allowance of 10,000 miles but are predicted to drive 20,000 miles, you’re exceeding your limit by 10,000 miles. You must top up by at least 5,000 miles (50% of the excess).
4. How do I purchase Top Up Miles (TUMS)?

You can top up your miles by calling us on 01704 339200 or by using our Customer Portal. Sign in to Acorn Customer Portal.

Our opening hours are Monday- Saturday 09:00-17:30

5. Is there a fee for topping up my miles?
Yes. The premium increase of your miles will be calculated at point of purchase & is based on your driving score, you can use your Acorn Better Drive App to monitor your driving score. Alongside this, there is also a £30 non-refundable administration fee.
6. What’s the maximum mileage I can have on my policy?
The maximum mileage limit for any one period of insurance is 30,000 miles.
7. How is a refund calculated if I cancel my telematics policy within the first 50 days?
If your policy cancels due to you having exceeded your mileage allowance, or if you have made a claim, or a claim has been made against you, you will not be entitled to a refund.

If your policy is cancelled for any other reason and is cancelled within the first 50 days, your refund will be calculated based on the remaining days on your policy. You will also be charged a total of £109.00 – a £75 Cancellation Fee and £34 device fee (for further information on fees please check your terms of business agreement). If you pay by monthly instalments, your refund will be used to reduce the amount owed on your finance agreement.

8. What happens to my refund if I cancel after 50 days?
If your policy cancels due to you having exceeded your mileage allowance, or if you have made a claim, or a claim has been made against you, you will not be entitled to a refund.

If your policy is cancelled for any other reason, and is cancelled after the 50 days, your refund will be based on whichever is the lesser amount from calculating the refund on both: the remaining days or remaining miles on your policy. You will also be charged a total of £109.00 – a £75 Cancellation Fee and £34 device fee (for further information on fees please check your terms of business agreement).

If you pay by monthly instalments, your refund will be used to reduce the amount owed on your finance agreement.

9. Am I entitled to a refund if my policy is cancelled due to exceeding my mileage allowance?
No, if your policy is cancelled because you exceeded your mileage allowance, you will not be entitled to any refund.
10. What should I do if I receive a warning about my mileage?

You must top up your miles if instructed to do so, either by phone on 01704 339200 or via the Customer Portal (Sign in to Acorn Customer Portal), to avoid cancellation of your policy. Our opening hours are Monday- Saturday 09:00-17:30. If your policy is due to be cancelled you will receive notification of this by email

11. What happens if I do not purchase the required top-up miles after being notified?
Unless there are any exceptional circumstances, if you do not buy the minimum required top-up miles after being notified, your policy will be cancelled. This ensures that all policyholders stay within their agreed mileage limits and maintain valid cover.
12. Will I receive updated reminders if I approach my mileage limit later in the policy year?
Yes, we will continue to monitor your mileage throughout the policy term. If you are predicted to exceed your allowance at any point, we’ll notify you so you can top up your miles as needed.

You can monitor your mileage throughout the policy year using the Acorn Better Driver App. You can also call us on 01704 339200. Our opening hours are Monday- Saturday 09:00-17:30

13. If my policy is cancelled and I still have miles remaining, will I get a refund for unused miles?
This will be reviewed on a case-by-case basis, if this occurs please contact us on 01704 339200. Our opening hours are Monday- Saturday 09:00-17:30
14. Do I need to pay for top-up miles immediately upon being contacted, or do I have some time?
You are required to purchase the necessary top-up miles promptly after being contacted. Delaying your purchase may result in policy cancellation if you do not comply within the timeframe provided.
15. What should I do if I have questions or need help with my mileage or top-up process?

If you have any queries or need assistance, please call our customer service team on 01704 339200. Our opening hours are Monday- Saturday 09:00-17:30. Or use the Customer Portal (Sign in to Acorn Customer Portal) for guidance and support regarding your mileage or top-up process.

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