New Terms of Business

Terms of Business

Excess Reimbursement

Taxi Excess Reimbursement
Taxi Excess Reimbursement V 1.1
Taxi Excess Reimbursement V 1.2

Private Car Excess Reimbursement
Private Car Excess Reimbursement V 1.1
Private Car Excess Reimbursement V 1.2

Commercial Vehicle Excess Reimbursement
Commercial Vehicle Excess Reimbursement V 1.1
Commercial Vehicle Excess Reimbursement V 1.2

Miscellaneous IPIDs

IPID Key Care
IPID Key Care

IPID Motor Legal Protection
IPID Motor Legal Protection

IPID Guaranteed Taxi Hire
IPID Guaranteed Taxi Hire

Key Care

Key Cover Policy Booklet
Key Cover Policy Booklet

Key Cover Terms and Conditions
Key Cover Terms and Conditions

Key Facts

CMA-NCB-Statement
CMA-NCB-Statement-v4.pdf
CMA-NCB-Statement-v11.pdf
Home-Emergency-POS.pdf
Home-Emergency-POS.pdf
Faraday-Taxi-Liability-Key-Facts.pdf
Faraday-Taxi-Liability-Key-Facts.pdf
KeyFacts-CommercialVehiclePlus
KeyFacts-CommercialVehiclePlusv1.1.pdf
KeyFacts-CommercialVehicle
KeyFacts-CommercialVehiclev2.4.pdf
KeyFacts-Fleet
KeyFacts-Fleetv1.5.pdf
KeyFacts-Household
KeyFacts-Householdv2.1.pdf
KeyFacts-MotorTrade
KeyFacts-MotorTradev1.9.pdf
KeyFacts-PCplus
KeyFacts-PCplusv1.6.pdf
KeyFacts-PrivateCarProtect
KeyFacts-PrivateCarProtectv1.5.pdf
KeyFacts-Privatecar
KeyFacts-Privatecarv2.4.pdf
KeyFacts-ShortTermCommercialVehicle
KeyFacts-ShortTermCommercialVehiclev1.3.pdf
KeyFacts-ShortTermTaxi
KeyFacts-ShortTermTaxiv1.4.pdf
KeyFacts-Shorttermlearnerdriver
KeyFacts-Shorttermlearnerdriverv1.3.pdf
KeyFacts-Taxi
KeyFacts-Taxi2.5.pdf

Breakdown IPIDs

IPID – Private Car Breakdown – National Cover
IPID – Private Car Breakdown – National Cover
IPID – Private Car Breakdown – UK & Europe Cover
IPID – Private Car Breakdown – UK & Europe Cover
IPID – Commercial Vehicle Breakdown – National Cover
IPID – Commercial Vehicle Breakdown – National Cover
IPID – Commercial Vehicle Breakdown – UK & Europe Cover
IPID – Commercial Vehicle Breakdown – UK & Europe Cover
IPID – Commercial Vehicle Breakdown – 90 days National Cover
IPID – Commercial Vehicle Breakdown – 90 days National Cover
IPID – Commercial Vehicle Breakdown – 90 days UK & Europe Cover
IPID – Commercial Vehicle Breakdown – 90 days UK & Europe Cover
IPID – Taxi Breakdown – National Cover
IPID – Taxi Breakdown – National Cover
IPID – Taxi Breakdown – UK & Europe Cover
IPID – Taxi Breakdown – UK & Europe Cover
IPID – Taxi Breakdown – 90 days National Cover
IPID – Taxi Breakdown – 90 days National Cover
IPID – Taxi Breakdown – 90 days UK & Europe Cover
IPID – Taxi Breakdown – 90 days UK & Europe Cover

Private Car Plus

Private Car Plus – Policy Wording
Private Car Plus – Policy Wording V2.7
Private Car Plus – Policy Wording V2.8
Private Car Plus – Policy Wording V2.9
Private Car Plus – Policy Wording V3.0
Private Car Plus – Policy Wording V3.1
Private Car Plus – Policy Wording V3.2

Private Car

Private Car – Policy Wording

Protect

Private Car Protect – Policy Wording
Private Car Protect – Policy Wording V2.2

Learner Driver Short Term

Learner Driver Short Term – Policy Wording

Commercial Vehicle Plus

Commercial Vehicle Plus – Policy Wording
Commercial Vehicle Plus – Policy Wording V1.7
Commercial Vehicle Plus – Policy Wording V1.8
Commercial Vehicle Plus – Policy Wording V1.9
Commercial Vehicle Plus – Policy Wording V2.0
Commercial Vehicle Plus – Policy Wording V2.1
Commercial Vehicle Plus – Policy Wording V2.2

Private Car Short Term

Private Car Short Term – Policy Wording
Private Car Short Term – Policy Wording V3.5
Private Car Short Term – Policy Wording V3.6

Commercial Vehicle Plus

Commercial Vehicle Plus – Policy Wording
Commercial Vehicle Plus – Policy Wording V1.7
Commercial Vehicle Plus – Policy Wording V1.8
Commercial Vehicle Plus – Policy Wording V2.0
Commercial Vehicle Plus – Policy Wording V2.1
Commercial Vehicle Plus – Policy Wording V2.2

Commercial Vehicle

Commercial Vehicle – Policy Wording
Commercial Vehicle – Policy Wording V2.5
Commercial Vehicle – Policy Wording V2.6
Commercial Vehicle – Policy Wording V2.7
Commercial Vehicle – Policy Wording V2.8
Commercial Vehicle – Policy Wording V2.9

Taxi Short Term

Taxi Short Term – Policy Wording
Taxi Short Term – Policy Wording V1.4
Taxi Short Term – Policy Wording V1.5

Taxi

Taxi – Policy Wording
Taxi – Policy Wording V4.1
Taxi – Policy Wording V4.2
Taxi – Policy Wording V4.3
Taxi – Policy Wording V4.4
Taxi – Policy Wording V4.5

Taxi Public Liability

Taxi Public Liability- Policy Wording
Taxi Public Liability- Policy Wording V1.0

Taxi Plus

Taxi Plus – Policy Wording
Taxi Plus – Policy Wording V4.3

Minibus

Minibus – Policy Wording
Minibus – Policy Wording V1.2
Minibus – Policy Wording V1.3
Minibus – Policy Wording V1.4

Minibus Plus

Minibus Plus – Policy Wording
Minibus Plus – Policy Wording V1.4

Home and Hosting

Home & Hosting – Policy Wording
Home & Hosting – Policy WordingV1.3
Home & Hosting – Policy WordingV1.4
Home & Hosting – Policy WordingV1.5

Landlord Rental Property

Landlord Rental Property – Policy Wording
Landlord Rental Property – Policy Wording V1.1
Landlord Rental Property – Policy Wording V1.2
Landlord Rental Property – Policy Wording V1.3

Fleet

Motor Fleet – Policy Wording
Motor Fleet – Policy Wording V2.8
Motor Fleet – Policy Wording V2.9

Family Legal Solutions

Arag – Family Legal Solutions
Arag – Family Legal Solutions
Arag – Family Legal Solutions – Hosting
Arag – Family Legal Solutions – Hosting

Home Emergency Solutions

Arag – Home Emergency Solutions
Arag – Home Emergency Solutions

Temporary Car Insurance

Temporary Car Insurance – Policy Wording V1.0
Temporary Car Insurance – Policy Wording V1.1

Taxi IPIDs

IPID Taxi Comprehensive Cover
IPID Taxi Comprehensive Cover V1.3
IPID Taxi Comprehensive Cover V1.4

IPID Taxi TPFT Cover
IPID Taxi TPFT Cover V1.3
IPID Taxi TPFT Cover V1.4

IPID Taxi TPO Cover
IPID Taxi TPO Cover V1.1
IPID Taxi TPO Cover V1.2

IPID Taxi Annual – All Cover Levels
IPID Taxi Annual – All Cover Levels v1.5
IPID Taxi Annual – All Cover Levels v1.6
IPID Taxi Annual – All Cover Levels v1.7
IPID Taxi Annual – All Cover Levels v1.8

IPID Taxi Comprehensive Cover Short Term
IPID Taxi Comprehensive Cover Short Term V1.3
IPID Taxi Comprehensive Cover Short Term V1.4

IPID Taxi TPFT Cover Short Term
IPID Taxi TPFT Cover Short Term V1.3
IPID Taxi TPFT Cover Short Term V1.4

IPID Taxi TPO Cover Short Term
IPID Taxi TPO Cover Short Term V1.1
IPID Taxi TPO Cover Short Term V1.2

IPID Taxi Short Term – All Cover Levels
IPID Taxi Short Term – All Cover Levels v1.5

IPID Taxi Plus – All Cover Levels
IPID Taxi Plus – All Cover Levels v1.6

Motor Fleet IPIDs

IPID Motor Fleet Comprehensive Cover
IPID Motor Fleet Comprehensive Cover V1.3
IPID Motor Fleet Comprehensive Cover V1.4
IPID Motor Fleet Comprehensive Cover V1.5

IPID Motor Fleet TPFT Cover
IPID Motor Fleet TPFT Cover V1.3
IPID Motor Fleet TPFT Cover V1.4

IPID Motor Fleet TPO Cover
IPID Motor Fleet TPO Cover V1.0
IPID Motor Fleet TPO Cover V1.2

IPID Fleet – All Cover Levels
IPID Fleet – All Cover Levels V1.6

IPID Motor Fleet Comprehensive Cover Short Term
IPID Motor Fleet Comprehensive Cover Short Term V1.3
IPID Motor Fleet Comprehensive Cover Short Term V1.4
IPID Motor Fleet Comprehensive Cover Short Term V1.5

IPID Motor Fleet TPFT Cover Short Term
IPID Motor Fleet TPFT Cover Short Term V1.3
IPID Motor Fleet TPFT Cover Short Term V1.4
IPID Motor Fleet TPFT Cover Short Term V1.5

IPID Motor Fleet TPO Cover Short Term
IPID Motor Fleet TPO Cover Short Term V1.0
IPID Motor Fleet TPO Cover Short Term V1.2

IPID Fleet Short Term – All Cover Levels
IPID Fleet Short Term – All Cover Levels V1.2

Motor Trade IPIDs

IPID Motor Trade TPO Cover
IPID Motor Trade TPO Cover V1.3

IPID Motor Trade TPFT Cover
IPID Motor Trade TPFT Cover V1.4

IPID Motor Trade Comprehensive Cover
IPID Motor Trade Comprehensive Cover V1.4

IPID Motor Trade – All Cover Levels
IPID Motor Trade – All Cover Levels V1.5

Household IPIDs

Private

IPID Household Contents Only
Aggregator IPID Household Contents Only
IPID Household Contents Only V1.0
IPID Household Contents Only V1.2
IPID Household Contents Only V1.3

IPID Household Buildings Only
Aggregator IPID Household Buildings Only
IPID Household Buildings Only V1.0
IPID Household Buildings Only V1.2
IPID Household Buildings Only V1.3

IPID Household Buildings & Contents Combined
Aggregator IPID Household Buildings & Contents Combined
IPID Household Buildings & Contents Combined V1.0
IPID Household Buildings & Contents Combined V1.2
IPID Household Buildings & Contents Combined V1.3

Holiday Home

IPID Holiday Home Contents Only
IPID Holiday Home Contents Only V1.1
IPID Holiday Home Contents Only V1.2
IPID Holiday Home Contents Only V1.3

IPID Holiday Home Building Only
IPID Holiday Home Building Only V1.1
IPID Holiday Home Building Only V1.2
IPID Holiday Home Building Only V1.3

IPID Holiday Home Building & Contents Combined
IPID Holiday Home Building & Contents Combined V1.1
IPID Holiday Home Building & Contents Combined V1.2
IPID Holiday Home Building & Contents Combined V1.3

Hosting

IPID Hosting Contents Only
IPID Hosting Contents Only V1.2

IPID Hosting Home Building Only
IPID Hosting Home Building Only V1.1

IPID Hosting Home Building & Contents Combined
IPID Hosting Home Building & Contents CombinedV1.2

Landlord

IPID Landlord Contents Only
IPID Landlord Contents OnlyV1.0
IPID Landlord Contents OnlyV1.1

IPID Landlord Home Building Only
IPID Landlord Home Building Only V1.0
IPID Landlord Home Building Only V1.1

IPID Landlord Home Building & Contents Combined
IPID Landlord Home Building & Contents Combined V1.0
IPID Landlord Home Building & Contents Combined V1.1

Unoccupied

IPID Unoccupied Contents Only – Essential
IPID Unoccupied Contents Only – Essential V1.0
IPID Unoccupied Contents Only – Essential V1.1
IPID Unoccupied Contents Only – Essential V1.2

IPID Unoccupied Home Building Only – Essential
IPID Unoccupied Home Building Only – Essential V1.0
IPID Unoccupied Home Building Only – Essential V1.1
IPID Unoccupied Home Building Only – Essential V1.2

IPID Unoccupied Home Building & Contents Combined – Essential
IPID Unoccupied Home Building & Contents Combined – Essential V1.0
IPID Unoccupied Home Building & Contents Combined – Essential V1.1
IPID Unoccupied Home Building & Contents Combined – Essential V1.2

IPID Unoccupied Contents Only – Standard
IPID Unoccupied Contents Only – Standard V1.0
IPID Unoccupied Contents Only – Standard V1.1
IPID Unoccupied Contents Only – Standard V1.2

IPID Unoccupied Home Building Only – Standard
IPID Unoccupied Home Building Only – Standard V1.0
IPID Unoccupied Home Building Only – Standard V1.1
IPID Unoccupied Home Building Only – Standard V1.2

IPID Unoccupied Home Building & Contents Combined – Standard
IPID Unoccupied Home Building & Contents Combined – Standard V1.0
IPID Unoccupied Home Building & Contents Combined – Standard V1.1
IPID Unoccupied Home Building & Contents Combined – Standard V1.2

IPID Unoccupied Contents Only – Premium
IPID Unoccupied Contents Only – Premium V1.0
IPID Unoccupied Contents Only – Premium V1.1
IPID Unoccupied Contents Only – Premium V1.2

IPID Unoccupied Home Building Only – Premium
IPID Unoccupied Home Building Only – Premium V1.0
IPID Unoccupied Home Building Only – Premium V1.1
IPID Unoccupied Home Building Only – Premium V1.2

IPID Unoccupied Home Building & Contents Combined – Premium
IPID Unoccupied Home Building & Contents Combined – Premium V1.0
IPID Unoccupied Home Building & Contents Combined – Premium V1.1
IPID Unoccupied Home Building & Contents Combined – Premium V1.2

Arag

IPID ARAG Home Emergency Standard
IPID ARAG Home Emergency Standard V1.0

IPID ARAG Home Emergency AirBnB
IPID ARAG Home Emergency AirBnB V1.0

IPID ARAG Residential Landlord Emergency
IPID ARAG Residential Landlord Emergency V1.0

IPID ARAG Family Legal Solutions
IPID ARAG Family Legal SolutionsV1.0

Private Car IPIDs

IPID Private Car Learner Driver Comprehensive
IPID Private Car Learner Driver Comprehensive V1.1

IPID Private Car Learner Driver TPFT Short Term
IPID Private Car Learner Driver TPFT Short Term V1.1

IPID Private Car Learner Driver Third Party Only Short Term
IPID Private Car Learner Driver Third Party Only Short Term V1.0

IPID Private Car Learner Driver – All Cover Levels
IPID Private Car Learner Driver v1.2 – All Cover Levels

IPID Private Car Comprehensive
IPID Private Car Comprehensive V1.1

IPID Private Car TPFT
IPID Private Car TPFT V1.1

IPID Private Car TPO
IPID Private Car TPO V1.0

IPID Private Car – All Cover Levels
IPID Private Car – All Cover Levels V1.2
IPID Private Car – All Cover Levels V1.4
IPID Private Car – All Cover Levels V1.5

IPID Private Car Plus Comprehensive
IPID Private Car Plus Comprehensive V1.3
IPID Private Car Plus Comprehensive V1.4
IPID Private Car Plus Comprehensive V1.5

IPID Private Car Plus TPFT
IPID Private Car Plus TPFT V1.3
IPID Private Car Plus TPFT V1.4
IPID Private Car Plus TPFT V1.5

IPID Private Car Plus TPO
IPID Private Car Plus TPO V1.1
IPID Private Car Plus TPO V1.3
IPID Private Car Plus TPO V1.4

IPID Private Car Plus – All Cover Levels
IPID Private Car Plus – All Cover Levels V1.6
IPID Private Car Plus – All Cover Levels V1.7
IPID Private Car Plus – All Cover Levels V1.8

IPID Private Car Plus – Pay Monthly – All Cover Levels V1.8
IPID Private Car Plus – Pay Monthly – All Cover Levels V1.6

IPID Private Car Short Term Comprehensive
IPID Private Car Short Term Comprehensive V1.1

IPID Private Car Short Term TPFT
IPID Private Car Short Term TPFT V1.1

IPID Private Car Short Term TPO
IPID Private Car Short Term TPO V1.0

IPID Private Car Short Term – All Cover Levels
IPID Private Car Short Term v1.2 – All Cover Levels

IPID Private Car Telematics Comprehensive
IPID Private Car Telematics Comprehensive V1.3
IPID Private Car Telematics Comprehensive V1.4
IPID Private Car Telematics Comprehensive V1.5

IPID Private Car Telematics TPFT
IPID Private Car Telematics TPFT V1.3
IPID Private Car Telematics TPFT V1.4
IPID Private Car Telematics TPFT V1.5

IPID Private Car Telematics – All Cover Levels
IPID Private Car Telematics v1.6 – All Cover Levels

IPID Private Car Protect Comprehensive
IPID Private Car Protect Comprehensive V1.3

IPID Private Car Temporary V1.0
IPID Private Car Temporary V1.1

IPID Private Car Telematics Plus – All Cover Levels

Commercial Vehicle IPIDs

IPID Commercial Vehicle Comprehensive Cover
IPID Commercial Vehicle Comprehensive Cover V1.2
IPID Commercial Vehicle Comprehensive Cover V1.3
IPID Commercial Vehicle Comprehensive Cover V1.4

IPID Commercial Vehicle TPFT Cover
IPID Commercial Vehicle TPFT Cover V1.2
IPID Commercial Vehicle TPFT Cover V1.3
IPID Commercial Vehicle TPFT Cover V1.4

IPID Commercial Vehicle TPO Cover
IPID Commercial Vehicle TPO Cover V1.0
IPID Commercial Vehicle TPO Cover V1.1

IPID Commercial Vehicle – All Cover Levels
IPID Commercial Vehicle – All Cover Levels V1.5
IPID Commercial Vehicle – All Cover Levels V1.6
IPID Commercial Vehicle – All Cover Levels V1.7
IPID Commercial Vehicle – All Cover Levels V1.8

IPID Commercial Vehicle Comprehensive Cover Short Term
IPID Commercial Vehicle Comprehensive Cover Short Term V1.2

IPID Commercial Vehicle TPO Cover Short Term
IPID Commercial Vehicle TPO Cover Short Term V1.0

IPID Commercial Vehicle Short Term All Cover Levels
IPID Commercial Vehicle Short Term All Cover Levels v1.3

IPID Commercial Vehicle Plus Comprehensive Cover
IPID Commercial Vehicle Plus Comprehensive Cover V1.3
IPID Commercial Vehicle Plus Comprehensive Cover V1.4

IPID Commercial Vehicle Plus TPFT
IPID Commercial Vehicle Plus TPFT V1.3
IPID Commercial Vehicle Plus TPFT V1.4

IPID Commercial Vehicle Plus TPO
IPID Commercial Vehicle Plus TPO V1.1
IPID Commercial Vehicle Plus TPO V1.2

IPID Commercial Vehicle Plus All Cover Levels
IPID Commercial Vehicle Plus All Cover Levels V1.5
IPID Commercial Vehicle Plus All Cover Levels V1.6
IPID Commercial Vehicle Plus All Cover Levels V1.7
IPID Commercial Vehicle Plus All Cover Levels V1.8

IPID Commercial Vehicle Plus – Pay Monthly – All Cover Levels
IPID Commercial Vehicle Plus – Pay Monthly – All Cover Levels V1.6
IPID Commercial Vehicle Plus – Pay Monthly – All Cover Levels V1.8
IPID Commercial Vehicle Plus – Pay Monthly – All Cover Levels V2.0

IPID Commercial Vehicle Temporary Van V1.0
IPID Commercial Vehicle Temporary Van V1.1